The lang cat‘s Tom McPhail talks with industry experts and insiders about pensions and investments, regulation, technology, politics and policy-making .
Grown-up financial services insights for people who work here.
Tom is one of the industry‘s leading experts on pensions and retirement for over 20 years and former Head of Policy for the FTSE100 firm Hargreaves Lansdown. You can also find him on Twitter as @pensionsmonkey
How to make workplace pensions work better
Not one but two really knowledgeable and thoughtful individuals join me to reflect on workplace pension reforms: Philip Brown of the People's Pension and Nathan Long of Hargreaves Lansdown.
Dashboards and small pots
Pension Dashboards are delayed, the government still doesn’t know what to do about small pots and people aren’t engaging with their pensions. Fintech and pensions expert Dave Henderson of Penny pensions and I discuss whether or not everything is fine…
Financial planning through the Budget pension changes
A follow up Budget episode, digging into some of the financial planning questions thrown up by Jeremy Hunt's changes with the help of Alice Guy from Interactive Investor
Budget pensions bombshell
Unpicking the Budget pensions announcements with Tom Selby from AJ Bell
Pension tax wars and retirement income reviews
Andrew Tully of Canada Life joins me to discuss the FCA's retirement income thematic review; the forthcoming Budget and what it might mean for pensions; and a bit of a reflection on what a Labour government could mean.
The UK Pensions Framework
The Pensions Policy Institute has produced a brilliant analysis of the UK's pensions system, exploring the strengths and weaknesses of dozens of underlying components, and the trade-offs across the competing high-level objectives.
Drawdown, risk adjusted returns and the FCA review
One of the few real product innovations post pension freedom is Just's Secure Lifetime Income. Peter Ellis talks to me about how it works and about the FCA's latest post-pension freedom regulatory review
Equity Release
Right at the end of 2022, I recorded this conversation with Jim Boyd, the CEO of the Equity Release Council. We talk about the role of housing wealth in later life, regulation, the state of the market and what needs to change.
Pension scams, fraud and transfer delays
Everyone in the industry wants to stamp out scams and fraud, however the delays in transferring customers' money are themselves costing everyone a lot of time and money. Phil Warner from Hargreaves Lansdown talks through the issues (NB apologies for the sub-optimal sound quality on this episode)
The John Greenwood episode
Corporate Adviser editor and award-winning journalist John Greenwood and I talk about some of the highlights of 2022, including the problem with net-zero; price caps and illiquid investments and consolidation. We also take a look at 2023, decumulation and whether early access to pensions is a good idea.
Financial advice in 2030: The disruption game plan
Futurologist Eleanor Winton talks about how businesses can plan for future disruption and uncertainties. We also talk about the work we did with Parmenion to anticipate the world of financial advice in 2030.
Stephen Timms talks about the work of the Work and Pensions Committee
We cover recent inquiries on pension freedom and saving for retirement; the stronger nudge and increasing take-up of guidance; preventing pension scams; how to build on auto-enrolment; the current inquiry on LDI investing and forthcoming work on DB pensions.
The Steven Cameron episode
Now the dust has settled, Steven Cameron and I revisit the Autumn Statement, the state pension, social care and the in-trays for the new Pensions and Treasury Ministers
Pensions, Lifetime Savings and all that
Joe Dabrowski from the PLSA on pensions in the Autumn statement, retirement living standards, 5 steps for pension reform and pension scheme consolidation.
Collective Defined Contribution pensions for retirement income
This episode explores whether CDC could be the solution to the retirement income challenges posed by pension freedom. Simon Eagle explains how and why he thinks it could work.
The Edi Truell episode
Defined Benefit pensions, LDI, regulatory failure and the real-world consequences of pension tax policy on the NHS
Pensions are in the news, again
This isn't about DB scheme LDI strategies because that would be boring. Instead Nathan Long and I talk about politics, pension tax reform (again), annuities rate rises and investment losses and the tantalising possibility of regulatory reform
Guy Opperman II
There's a lot packed into this 40 minute conversation with Guy: He talks about Pension Awareness Week; the Midlife MOT; Pension Dashboards; consolidation of pots, pensions and regulators; the role of trustees; Value for Money; Pension Freedom and decumulation; and he talks about Pension Credit. He's also not shy with his praise and his criticism.
How to survive Consumer Duty
This is the big one, clear the diary, wrap a wet towel round your head and get to grips with the Consumer Duty. In this episode, Mike Barrett and I discuss the key challenges and how firms can survive and thrive in this new world order. Links: PS22/9: A new Consumer Duty (fca.org.uk) FG22/5: Final non-Handbook Guidance for firms on the Consumer Duty (fca.org.uk)
An international perspective on UK pensions
If you want a perspective on UK pension provision and policy from someone who has spent time working on other pension systems around the world, Jamie Jenkins from Royal London is your man. We talk here mostly about UK pensions but with some interesting insights from others' experieneces.
こちらもおすすめ
jkondoの朝の散歩
ポッドキャストプラットフォーム「LISTEN」や、GPSトラッキングサービス「IBUKI」、物件メディア「物件ファン」、京都の宿とコワーキング施設「UNKNOWN KYOTO」を運営する近藤淳也（jkondo）が、朝の散歩をしたりしながら、日々の出来事や考えたことを語ります。
ミシマ社ラジオ
本をあまり読まない人も、本好きな人も、思わず本を読みたくなる、そんな時間をお送りします。出版社ミシマ社が運営する、本との出会いがちょっとだけ広がるラジオ
@narumi のつぶやき
声低おじさんの独り言 お便り募集中 https://forms.gle/mFNwFusdE6eszbMU6
オカンの話なんて誰が聞くん？
運転しながら頭の中を垂れ流し ※音質わるいです🙇🏼♀️
楽しいラジオ「ドングリFM」
ブロガーとして人気の2人が話すポッドキャスト番組です。最近話題のニュース、日常に役立つ面白ネタなどを話します。国内・海外のIT事情に興味ある人にオススメの内容になっています。 ・お便りは https://goo.gl/p38JVb まで ・詳しいリンクはこちら https://linktr.ee/dongurifm ・リスナーコミュニティ「裏ドングリ」は以下からどうぞ https://community.camp-fire.jp/projects/view/206637 https://donguri.fm/membership/join BGMと最後の締めの曲はフリーBGM・音楽素材「 http://musmus.main.jp 」より。
近藤淳也のアンノウンラジオ
株式会社はてな創業者であり現在もITの第一線で働く近藤淳也が、京都の宿UNKNOWN KYOTOにやって来る「好きなことを仕事にしている人」を深堀りすることで、世の中の多様な仕事やキャリア、生き方・働き方を「リアルな実例」として紐解いていきます。 . 【ホスト：近藤淳也】 株式会社OND代表取締役社長、株式会社はてな取締役、UNKNOWN KYOTO支配人、NPO法人滋賀一周トレイル代表理事、トレイルランナー。 2001年に「はてなブログ」「はてなブックマーク」などを運営する株式会社はてなを創業、2011年にマザーズにて上場。その後2017年に株式会社ONDを設立し、現在もITの第一線で働く。 株式会社OND: https://ond-inc.com/ . 【UNKNOWN KYOTO】 築100年を超える元遊郭建築を改装し、仕事もできて暮らせる宿に。コワーキングやオフィスを併設することで、宿泊として来られる方と京都を拠点に働く方が交わる場所になっています。 1泊の観光目的の利用だけではなく、中長期滞在される方にも好評いただいています。 web: https://unknown.kyoto/ . こちらから本文を読んだりコメントが書けます！ https://listen.style/p/unknownradio