Financial Services Unplugged with Tom McPhail

Financial Services Unplugged with Tom McPhail

the lang cat 87 Episodes

The lang cat‘s Tom McPhail talks with industry experts and insiders about pensions and investments, regulation, technology, politics and policy-making .
Grown-up financial services insights for people who work here.
Tom is one of the industry‘s leading experts on pensions and retirement for over 20 years and former Head of Policy for the FTSE100 firm Hargreaves Lansdown. You can also find him on Twitter as @pensionsmonkey

https://tomgh.podbean.com
Financial Advice in a Consumer Duty world

Financial Advice in a Consumer Duty world

Aug 29, 2024 34:36

...in which Catriona McInally of M&G Wealth and I discuss Consumer Duty, Lifestyle planning, vulnerable customers, segmentation, ponies and the Scottish Highlands

Will pensions be Dashboard ready? Data quality, member ID and false passports

Will pensions be Dashboard ready? Data quality, member ID and false passports

Aug 23, 2024 31:09

James Slevin of Target (targetprofessional.co.uk) joins me to discuss the challenges of pension scheme data management, the pension dashboard, member identification and...how to get a false passport...  

Adequacy and resilience - what are we aiming for?

Adequacy and resilience - what are we aiming for?

Aug 13, 2024 50:32

The excellent Nathan Long of Hargreaves Lansdown talks through with me the Government's pension review, retirement adequacy and its complexities, financial resilience and the work they've done tracking it and we finish with a look ahead to the Budget on 30th October.  HL Savings and Resilience Barometer | July 2024 | HL

The Pensions Bill, the new government and insights from Australia

The Pensions Bill, the new government and insights from Australia

Aug 2, 2024 1:02:00

Mike Ambery from Standard Life joins me to talk about what the new government is up to and what he learned on his recent research trip to Australia

The Advice Gap 2024

The Advice Gap 2024

Jul 9, 2024 36:33

The 2024 Advice Gap report is the definitive guide to the advice market, the dynamics of the sector and the impact of the FCA's Consumer Duty. Co-author and colleague Mike Barrett is here to explain all. You can download a copy of the report here The Advice Gap 2024 - The Lang Cat

A blueprint to fix the UK's pension system

A blueprint to fix the UK's pension system

Jun 22, 2024 1:22:36

Michael Johnson sets out a radical and thought-provoking vision for reform of the UK's state, workplace and individual pensions, with a view to simplicity and long-term sustainability. Pensions: a vision for the future - Social Market Foundation. (smf.co.uk)

What's the next government got planned for our income and savings

What's the next government got planned for our income and savings

Jun 17, 2024 32:35

My colleague Alison Gay and I review the party manifestos published to date and consider the key personal finance promises

Letters of Authority, the worst pension admin problem that isn't being fixed

Letters of Authority, the worst pension admin problem that isn't being fixed

Jun 12, 2024 23:21

Scott Phillips of the Pension Lab joins me to talk about Dashboards, the surprisingly dysfunctional LOA system and what some in the industry are trying to do about it

Election pensions

Election pensions

Jun 7, 2024 42:18

Rachel Vahey of AJ Bell talks with me about the Triple Lock, the LTA, Pension Freedoms and the advice/guidance boundary review

Financial advice firms, recruitment, AI, DEI

Financial advice firms, recruitment, AI, DEI

May 31, 2024 36:02

FT Adviser editor Simoney Kyriakou and the future for financial advice firms

Everything you ever wanted to know about getting rid of the Lifetime Allowance but were afraid to ask

Everything you ever wanted to know about getting rid of the Lifetime Allowance but were afraid to ask

May 23, 2024 53:41

What should have been simple has proved to be anything but; HMRC has created a new way to inflict misery on unsuspecting pension savers. Jon Greer from Quilter gently explains everything we need to know. We also discuss what a new Labour government might do with the rules.

Collective Defined Contribution schemes are going to save pensions

Collective Defined Contribution schemes are going to save pensions

Mar 14, 2024 47:39

Adrian Boulding makes a compelling case, not just why CDC schemes are a good idea but also, crucially how they are actually going to happen

Having fun on Budget Day

Having fun on Budget Day

Mar 8, 2024 32:48

Tom Selby and I unpick the political, fiscal and personal finance fun and games of the Budget

Bridging the financial guidance gap

Bridging the financial guidance gap

Mar 1, 2024 44:59

In which Robert and Charlie from Money Guided talk about how to help people manage their money better

A long-term savings commission

A long-term savings commission

Feb 26, 2024 33:01

Andrew Tully from Nucleus on why we need a long-term savings commission

How do we fix pension transfers?

How do we fix pension transfers?

Jan 20, 2024 19:25

...in Which Dave Henderson of Penny https://pennypension.com and I offer a couple of suggestions for how to make pension transfers work better

The Gregg McClymont episode

The Gregg McClymont episode

Jan 14, 2024 32:33

...in which Gregg talks to me about pension investments in infrastructure and politics from the viewpoint of an ex-shadow pensions minister.

Everything you ever wanted to know about the Advice Guidance Boundary Review...

Everything you ever wanted to know about the Advice Guidance Boundary Review...

Dec 20, 2023 57:29

The FCA's proposed solutions and consultation questions analysed with expert help from Nathan Long of Hargreaves Lansdown and Michael Lawrence of Bovill. You can also read Michael's thoughts here Advice Guidance Boundary Review puts transformative change on horizon - Bovill

The expert view on pension dashboards

The expert view on pension dashboards

Dec 12, 2023 50:48

Richard Smith gives the expert's view on where we're at with the development of pension dashboards, drawing on years of experience in the UK and fresh insights from across Europe. 

How confident are we about retirement?

How confident are we about retirement?

Nov 28, 2023 21:59

Andy Tully joins me to talk through the Nucleus research on retirement confidence; who's confident, who isn't and the factors that affect confidence. Clue: it's really important to have a plan...

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近藤淳也のアンノウンラジオ

近藤淳也のアンノウンラジオ

株式会社はてな創業者であり現在もITの第一線で働く近藤淳也が、京都の宿UNKNOWN KYOTOにやって来る「好きなことを仕事にしている人」を深堀りすることで、世の中の多様な仕事やキャリア、生き方・働き方を「リアルな実例」として紐解いていきます。 . 【ホスト:近藤淳也】 株式会社OND代表取締役社長、株式会社はてな取締役、UNKNOWN KYOTO支配人、NPO法人滋賀一周トレイル代表理事、トレイルランナー。 2001年に「はてなブログ」「はてなブックマーク」などを運営する株式会社はてなを創業、2011年にマザーズにて上場。その後2017年に株式会社ONDを設立し、現在もITの第一線で働く。 株式会社OND: https://ond-inc.com/ . 【UNKNOWN KYOTO】 築100年を超える元遊郭建築を改装し、仕事もできて暮らせる宿に。コワーキングやオフィスを併設することで、宿泊として来られる方と京都を拠点に働く方が交わる場所になっています。 1泊の観光目的の利用だけではなく、中長期滞在される方にも好評いただいています。 web: https://unknown.kyoto/ . こちらから本文を読んだりコメントが書けます! https://listen.style/p/unknownradio

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